Forget the State Pension. I’d buy these 2 FTSE 100 stocks right now to retire early

first_img Peter Stephens has no position in any of the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Enter Your Email Address Image source: Getty Images I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Peter Stephens | Wednesday, 15th January, 2020 | More on: SBRY TUI “This Stock Could Be Like Buying Amazon in 1997” Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Forget the State Pension. I’d buy these 2 FTSE 100 stocks right now to retire earlycenter_img Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. While the State Pension is likely to provide a welcome income stream for many retirees, it is unlikely to deliver financial freedom for most people. It amounts to just £8,767 per annum, which is around a third of the average salary in the UK.As such, building a nest egg before you retire to generate a passive income in older age is crucial. With the FTSE 100 currently offering good value for money due to many of its members trading on low ratings, now could be the right time to start investing for your retirement.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…With that in mind, here are two large-cap shares that seem to be undervalued at the present time.Sainsbury’sThe recent results from Sainsbury’s (LSE: SBRY) highlighted the progress it is making in implementing its strategy. For example, it has successfully launched a range of new value-brand products as it seeks to become more competitive on price versus rivals. It has also seen the benefits of its focus on improving customer service levels, with customer satisfaction scores increasing by three percentage points year-on-year.Looking ahead, the company plans to upgrade a range of its stores. This could improve the shopping experience for its customers and help to build a greater sense of loyalty. It is also investing in digital growth opportunities – especially in its Argos concessions.Although Sainsbury’s is forecast to post earnings growth of just 2% in each of the next two financial years, its valuation suggests that it offers a wide margin of safety. It trades on a price-to-earnings (P/E) ratio of just 11.2, which could mean that there is scope for a rising share price as it implements its current strategy.TUIThe prospects for travel and leisure business TUI (LSE: TUI) continue to be relatively uncertain. Its recent results highlight the difficulties that the grounding of Boeing’s 737 MAX aircraft have caused for the company, with it anticipating a €130m impact in the current financial year. Should the aircraft fail to return to service by the end of April 2020, TUI is assuming a further cost of between €220m and €270m.As such, the company’s financial outlook continues to be subject to a high degree of changeability depending on outside factors. However, its strategy of investing in digital opportunities and the prospect of improving demand for its offering are expected to produce a double-digit rate of earnings growth in the current year and next year.With the stock currently trading on a price-to-earnings growth (PEG) ratio of just 0.9, it seems to offer good value for money at the present time. Although it faces significant risks in the near term, its wide margin of safety could mean that its risk/reward ratio is relatively attractive for long-term investors. As such, now could be the right time to buy a slice of the business. Simply click below to discover how you can take advantage of this. See all posts by Peter Stephens Our 6 ‘Best Buys Now’ Shares I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool.last_img read more

European Organization Says Glyphosate Unlikely To Cause Cancer

first_img According to the Hagstrom Report, the European Food Safety Authority says glyphosate, which is the active ingredient in Monsanto weed killer, likely doesn’t cause cancer in humans.  But EFSA did propose some new controls on residues in food. The ruling may mean that products containing glyphosate will have an easier time staying on the European market. The ruling comes after the International Agency for Research on Cancer said glyphosate is “probably carcinogenic to humans.”The Coalition for Safe and Affordable Food called the EFSA decision the latest setback in the campaign to mandate labeling of GMO foods.  However, the Natural Resources Defense Council said the agency acted with blinders on, relying on a draft supplied by an industry task force that included Monsanto. Facebook Twitter By Gary Truitt – Nov 17, 2015 SHARE Home Indiana Agriculture News European Organization Says Glyphosate Unlikely To Cause Cancer European Organization Says Glyphosate Unlikely To Cause Cancer SHARE Facebook Twitter Previous articleOil Higher as OPEC Output Falls, Global Supply Risks RiseNext articleDemand is the Key to Raise Corn Prices Gary Truittlast_img read more

GAO Reports ‘Limited Initial Effects’ of QM and QRM Regulations

first_img Governmental Measures Target Expanded Access to Affordable Housing 2 days ago July 28, 2015 1,327 Views GAO Reports ‘Limited Initial Effects’ of QM and QRM Regulations Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland. The Best Markets For Residential Property Investors 2 days ago CFPB Government Accountability Office Qualified Mortgage Rule Qualified Residential Mortgage Rule 2015-07-28 Brian Honea Servicers Navigate the Post-Pandemic World 2 days ago Related Articles Share Save The Week Ahead: Nearing the Forbearance Exit 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Home / Daily Dose / GAO Reports ‘Limited Initial Effects’ of QM and QRM Regulations In a report examining the effects of the CFPB’s regulations establishing standards for qualified mortgage (QM) loans and the final qualified residential mortgage (QRM) rule jointly issued by six agencies, the Government Accountability Office (GAO) found that these regulations would have “limited initial effects” because recent loans already largely conformed with criteria set forth by the QM rule.The 82-page report, titled “Mortgage Reforms: Actions Needed to Help Assess Effects of New Regulations,” was conducted by the GAO at the request of Congress amid concerns that risky mortgage products and poor underwriting standards were contributing factors to the housing crisis of 2008.QM regulations, which went into effect in January 2014, address lenders’ responsibilities to determine a borrower’s ability to repay a loan and include prohibitions on risky loan features, such as interest only or balloon payment, and limits on points and fees, according to GAO. QRMs are securities that are collateralized exclusively by residential mortgages, and they are exempt from risk retention requirements. According to GAO, securities collateralized solely by QM loans are also exempt from risk retention requirements. The QRM rule is scheduled to go into effect in December 2015.GAO’s report estimated limited effects of these regulations on availability of mortgages for most borrowers. The report also found that litigation and compliance issues would be at the root of most cost increases for borrowers, lenders, and investors. The QRM regulations were not expected to have a significant initial effect on availability or securitization of mortgages, according to agency officials and observers, because QM loans were expected to comprise the majority of loans originated. GAO stated, however, that the size and viability of the secondary market for non-QRM-backed securities remained in question.The GAO recommended that “CFPB, HUD, and the six agencies responsible for the QRM regulations should complete plans to review the QM and QRM regulations, including identifying specific metrics, baselines, and analytical methods. CFPB, HUD, and one QRM agency—the Federal Deposit Insurance Corporation—concurred or agreed with the recommendations. The other QRM agencies did not explicitly agree with the recommendations, but outlined ongoing efforts to plan their reviews.”Click here to read the entire report. in Daily Dose, Featured, Government, News The Best Markets For Residential Property Investors 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago  Print This Post Previous: Freddie Mac’s ‘Take Root’ Programs Have Been Successful in Hardest Hit Areas Next: CFPB Penalizes Paymap for Deceptive Ads; LoanCare Also Implicated Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days ago Sign up for DS News Daily About Author: Brian Honea Tagged with: CFPB Government Accountability Office Qualified Mortgage Rule Qualified Residential Mortgage Rule Subscribelast_img read more

Kane buoyed by timely hat-trick

first_img The 21-year-old’s scarcely-believable rise continues apace, with the Chingford-born forward making it 29 goals in all competitions with his treble against Leicester on Saturday. Kane’s performance helped inspire out-of-sorts Tottenham to a 4-3 win and saw him move top of the top-flight scoring charts – a remarkable feat considering the first of 19 league goals did not arrive until November 2. It capped a whirlwind few days for the striker, who on Sunday is meeting up with the England senior squad for the first time ahead of the matches with Lithuania and Italy. “I can’t wait,” Kane said. “It has been a dream to be called up but obviously I want to go and play. “There is great competition for places and hopefully I can just do my best whilst I am away and see what happens. “(I want to play for England) like any boy would. That’s what I want to do. “There is great competition and I have to keep working hard if I want to get a place in the team.” Kane insists he is able to savour such moments, despite so many things coming “thick and fast”. It is form he wants to keep up and, as much as he wants to impress for England, retains a focus on club matters. Saturday’s win kept Spurs’ hopes of a top-four finish alive and was the perfect response to their insipid display in the 3-0 defeat at Manchester United. Press Association “Obviously we all know that was a poor game from us,” Kane said, speaking to Sky Sports. “There is no hiding away from that, but it is how you react. “I’ve always said we’ve got a great bunch of lads here and again we’ve proved that. We’ve come back with a great win today. “We have got a great squad, we all enjoy it. We’re loving every minute, obviously we want to keep the wins coming and see how far we can get up the table.” The emotions those connected to Leicester are feeling could not be much different. The Foxes are seven points from safety with only nine matches left after the harsh defeat in north London. City’s performance belied that of a side rock-bottom of the standings and manager Nigel Pearson praised his players’ character afterwards. “It’s a very disappointing result for us because I think we deserved more,” he said. “I don’t think we deserved to be on the receiving end of a defeat today. “To be 2-0 down after 13 minutes and really stretch one of the top sides away from home all the way to the end is a measure of the commitment that the players have shown today. “To a man I thought they were really excellent in terms of how they went about trying to win the game.” Harry Kane is “loving every minute” right now as the Tottenham striker prepares to meet up with England for the first time buoyed by a maiden Premier League hat-trick.last_img read more

Younis ruled out of first Test

first_img(ESPNCricinfo) – Younis Khan has been ruled out of Pakistan’s first Test against West Indies, with doctors advising 10 days of rest for him to regain his strength after recovering from a bout of dengue fever.“Younis has informed chief selector Inzamam-ul-Haq that he won’t be able to play the first Test,” a PCB spokesperson told ESPNcricinfo. “The selectors are yet to announce the squad, but it is confirmed that Younis will not take part in the opening game in Dubai. He asked for rest to be fully fit before his national selection since he has recently recovered from dengue.”Last month, the 38-year-old Younis contracted a high fever that was later diagnosed as the mosquito-borne disease dengue, for which he was treated in a Karachi hospital. This forced him to miss the first round of the Quaid-e-Azam Trophy, Pakistan’s premier first-class tournament. Doctors have advised Younis to extend his rest for another 10 days. He is expected to be available for the second Test in Abu Dhabi.Younis last missed a Test match in May 2011 – also against West Indies, coincidentally, in St Kitts – and has since featured in 41 successive matches, scoring 3839 runs in that period, at an average of 59.06. He is now Pakistan’s leading run-getter in Tests with 9 456 runs at 53.72, and in his last appearance scored 218 against England at The Oval.Pakistan will begin their three-match Test series with a pink-ball, day-night match at the Dubai International Stadium from October 13. The second Test begins on October 21 in Abu Dhabi, and the third in Sharjah on October 30.last_img read more